Services

Navigating Life Transitions

As we look ahead to changes in our lives, it is normal to wonder, “Will I be okay?” Helping our clients navigate major life transitions is central to our approach. We focus on fundamentals to build a complete picture of your financial situation.

We’ll review statements from investment companies, retirement plans, Social Security, and company pensions. We’ll help you create a budget and balance sheet.

We’ll discuss your financial goals and create a detailed plan to guide you and track your progress. Along the way, we’ll make adjustments to reflect changes in your life and your priorities.

As your co-pilot through times of transition, our goal is to help you feel better organized, informed about your options, and empowered to reach your goals.

Planning for Retirement

Retirement speak is a language all its own. The code includes numbers like 401(k), 403(b), and 529, and letters like Roth, SEP, and SIMPLE IRAs. We can help translate the numbers and letters in the context of what they mean for your future.

Our retirement planning process can help you estimate future expenses and avoid common retirement mistakes. We’ll create scenarios to help you understand how the decisions you make today will shape your future.

Investment Management

The news of the day often creates anxiety about the risks investors face. However, we believe the greatest risk that investors face is losing sight of their goals.

With your goals clearly in mind, we will work together to build an investment approach that works for you. We will monitor your portfolio closely and make any adjustments needed to help you stay on track.

You will also have on-line access to your account information and receive detailed monthly statements to help you stay apprised of your progress toward financial planning goals.

Estate and Tax Planning

Death and taxes may be life’s two certainties¹, but they are not always easy to discuss. Our process is designed to help reduce the stress so that you can focus on your goals. With the guidance of estate planning professionals, we can help review Wills, Trust Documents, and beneficiary designations to help align your financial plan with your goals. We’ll help create your list of trusted contacts to help you plan for contingencies and feel better prepared for whatever comes next.

In cooperation with tax professionals, we can review your unique tax situation to help you make more informed choices. Together, we can help you avoid common tax traps and stay on track toward your objectives.

¹Benjamin Franklin, commenting in 1789 on the U.S. Constitution: “Our new Constitution is now established, everything seems to promise it will be durable; but, in this world, nothing is certain except death and taxes.” (https://constitutioncenter.org/blog/benjamin-franklins-last-great-quote-and-the-constitution)

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

info@latonawealth.com